Capital Small Finance Bank IPO review | Capital SFB IPO, Complete Analysis........

Company that was incorporated in 1999 and later became Capital Small Finance Bank in 2015

he target segment of the company ranges from 4 to 5 million, focusing on the middle-class demographic

The business model of Small Finance Bank is described as simple, and the IPO application window is from February 7 to February 9.

The promoter's holding in the company is 24.01%, which is considered a negative point.

The total issue size of the IPO is 523 crores, with a fresh issue and a balance of 73 crores.

Financially, the company's assets are stable, with a growth rate of 14.7% in 2023, and a profit after tax growth rate of 49.5%.

If, 25% lower discount to the IPO price could have made the valuation more attractive.

the potential for a listing loss of 5 to 7 if the grey market premium remains below 15 or 20, especially if the market sentiment turns negative.